Accuplan Benefits Services

Crypto IRA Resource Center

Keep more of your gains. Trade crypto in a tax-advantaged account with Accuplan.

Why hold crypto inside an IRA?

Tax-deferred or tax-free growth

Inside a Traditional IRA, your crypto trades are not taxed each year — you only pay taxes when you withdraw in retirement. Inside a Roth IRA, qualifying withdrawals are completely tax-free. This means active crypto trading inside an IRA has a significant tax advantage over a standard taxable account.

No annual capital gains on trades

Every time you sell crypto in a personal account, it's a taxable event. In an IRA, you can rebalance, take profits, or rotate between assets without triggering a tax bill. Your gains stay in the account working for you.

200+ coins through Coinbase — all from one platform

Accuplan's crypto platform supports every coin available through Coinbase. You trade directly from your IRA dashboard with no third-party exchange account required. Trades settle in under a minute, 24/7.

Ready to see fees, FAQs, and how to open your account?

Explore Our Crypto IRA Platform →

Latest from the Accuplan Crypto Blog

Why investors choose Accuplan

$1B+

Assets under administration

200+

Cryptocurrencies available

24/7

Trading, any time of day

Flat fees

No percentage-of-balance charges