An individual retirement account (IRA) allows you to save for retirement, even if you don’t have a plan provided by an employer. IRAs can offer tax advantages, such as deducting your contribution the year you make them or withdrawing your contributions and earnings tax-free in retirement. A self-directed IRA (SDIRA) lets you take advantage of […]
When you’re self-directing your IRA, it’s up to you to do the proper due diligence and research before investing. This means learning about all of the different investment options available to you and ensuring that each one is a good fit for your portfolio. It also includes investigating potential investments thoroughly before putting your money in them. The following are a few steps to help you do proper due diligence when investing in a self-directed IRA. […]
When it comes to investing your retirement account money into real estate, there are a few rules you need to be aware of. These rules are in place to ensure that you don’t disqualify your IRA when making these investments. […]
The cannabis industry is booming, and many people are looking to invest in this burgeoning market. Many have asked us here at Accuplan, “can I invest in cannabis with my IRA or 401k?” The answer is a bit of a gray area, but we’ll try to clear it up for you. Here is what you […]
Cryptocurrencies are an exciting new investment option. Bitcoin, the most well-known Cryptocurrency and the first in existence, has seen massive growth in value in recent years. With so much growth, bitcoin’s value has skyrocketed to over $40,000 and was once worth over $60,000. Highlights Invest Through Your Retirement Account An IRA or 401k is a […]
We know that people are concerned about precious metals investing in their self-directed IRA due to the recent selloff in metals and commodities in general. It’s easy to get concerned when you see corrections all the way to the mid-1500s for gold. But, you have to ask yourself why would gold suddenly just fall out […]
Choosing where to focus your finances may prove difficult with all the available options. There are benefits and drawbacks to every important financial decision. You may choose to build your savings before paying off debt. You may want to eliminate your debt before saving for retirement or save enough cash to start investing. Ultimately, prioritization […]
Millennials have less of a safety net than the generations before them. In fact, retirement will be different for millennials than it is for the baby boomer generation. Student loan debts — coupled with the fact that they lived through a recession and face higher-than-average unemployment and job insecurity rates — mean that retirement is […]
Inflation is something most Americans are thinking and talking about a lot lately. Not only does inflation impact the prices of consumer goods; but the federal government also uses it as a benchmark in determining whether to increase contribution limits to qualified retirement plans or to raise monthly Social Security benefits. On an individual level, […]
There is an obvious major benefit to contributing to a 401K retirement savings plan. A 401K has a higher contribution limit than an IRA offers, and for 2022, 401K contributions are even higher. What’s Changing in 2022 Current 401K contributions for 2021 are maxed out at $19,500 for savers under the age of 50, and […]
Your financial security is our priority, and the relationship you have with ACCUPLAN is significant to us. That’s why we want to make you aware that Congressional Democrats have proposed changes to the laws governing individual retirement accounts (IRAs) as part of their $3.5 trillion reconciliation package. If enacted into law, these changes would have a direct […]
It’s not hard to understand why investors love real estate. It works to hedge against market volatility, diversify an investment portfolio, and provide a tangible asset option outside of paper assets. Real estate as an investment is a great way to generate passive income, but one hurdle for many would-be investors is the money required […]
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