A Savings Incentive Match Plan for Employees (SIMPLE) IRA is an individual retirement account set up for employees through smaller employers. Typically, these smaller employers have a maximum of 100 employees and do not offer any other retirement plan. If you are a small business owner looking for employee retirement plan options, you may be […]
You can save for a comfortable retirement by contributing to your 401(k) or IRA throughout your working life. The goal is to keep as much of your savings as possible when you reach retirement age. However, if you don’t take your required minimum distributions (RMDs), you may lose some of that money you’ve worked to […]
With an individual retirement account (IRA), you can save for your retirement while also saving on your taxes. If you are self-employed or simply looking to open another retirement account, you may want to consider a traditional or Roth IRA. Before you can decide which one is right for you, you must first understand what […]
Setting up a self-directed IRA is a great way to take control of your retirement funds by investing in assets like real estate, gold and other options. The IRS has outlined several rules regarding investing in an IRA or 401k, including the disqualified persons rule. In short, a disqualified person is anyone in a position […]
You’ve set up an IRA account — now it’s time to begin choosing investment assets. Real estate is among the most popular investment choices, and understanding the market can help you get more value from your investments. Continue reading for more information on the difference between a buyer’s and seller’s market and what that means […]
Real estate trends tend to fluctuate, especially in recent years. Trends in 2023 suggest a transitioning period with higher borrowing costs, increased cash flow and restructured capital stacks. What does real estate investment look like now as we continue navigating the new normal? Prepare for the year ahead by reviewing these current trends and top […]
A 401(k) is an employer-sponsored retirement plan. Those who are self-employed can also open an individual or self-directed 401(k), a type of retirement account specifically designed to support businesses that employ only the owner, the owner’s spouse and business partners. If you have a 401(k), you may want to understand the relevant investment rules. 4 […]
One type of employer-sponsored retirement plan is a 401(k). Self-employed individuals can also open a self-directed 401(k) plan. If you have a 401(k) from a previous employer, you may be wondering what you can do with your account. What Can I Do With My 401(k) Plan From a Previous Employer? You have a few options […]
If you want to set up a self-directed IRA or you already have an account, you may be able to improve it for quicker investing and bill payment. You can make this happen without waiting for your custodian to direct your bills and investments with checkbook control. Checkbook control, also referred to as IRA LLC, […]
Companies looking to raise money have an attractive new option: Regulation Crowdfunding (REG CF). This type of funding allows companies to offer and sell securities through crowdfunding platforms registered with the Securities and Exchange Commission (SEC). Companies must register with FINRA before they can use REG CF. Companies can raise $5 million in a 12-month […]
By investing with your self-directed IRA, you are continuously growing your retirement funds and setting yourself up for future financial freedom. But what if you could go beyond your portfolio’s traditional investments and try something new? Through alternative assets, you can broaden your investing horizons to enjoy an array of benefits. What Are Alternative Assets? […]
If you leave your job or retire, you may be wondering what your options are for a 401(k) rollover. Determining where you want to roll over your 401(k) is a crucial decision that can result in significant savings or costs. When you roll over your 401(k) with high-fee investments to your new employer’s 401(k) plan […]
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