In the ever-evolving finance landscape, the emergence of cryptocurrencies has ushered in a new era of investment opportunities. One such avenue that has gained significant attention is the concept of a Crypto Individual Retirement Account (IRA). Investors can now use blockchain technology to secure their financial future and explore digital assets, combining standard investment strategies […]
How to Start an Airbnb With a Self-Directed IRA
Airbnb property investments are popular because there are many ways to invest and make the properties unique. Whether you’re renting out your personal home or using your retirement account to invest in a new property, Airbnb rentals have the potential to generate consistent income. So, how do you invest in Airbnb property? Learn more about […]
Self-Directed IRA Fees Explained
A self-directed IRA is an alternative way to save for your retirement. With this account, you have additional investment assets to choose from, allowing you to diversify. While self-directed IRAs offer more possibilities, they also require you to take the initiative and do your due diligence. Understanding the fees for a self-directed IRA can be […]
3 Retirement Plans for Self-Employed Individuals
If you are self-employed, you may be wondering how you can plan for retirement. Since you don’t have an employer’s support, you’ll want to explore alternative options that may be available to you. This article covers what makes a retirement plan good for a self-employed individual and some plans that may be ideal for you. […]
Self-Directed IRA vs. 401(k)
When it comes to saving for retirement, individuals have a range of options to choose from. Among the popular choices are self-directed individual retirement accounts (IRAs) and employer-sponsored 401(k) plans. Each of these retirement plans can benefit your retirement savings strategy. When you understand the differences between these plans, you can make more informed decisions […]
Investing in a Gold IRA: Safeguarding Retirement Future
Gold, with its enduring beauty, rarity, and intrinsic value, has captivated humanity throughout the ages. It has served as a form of currency, symbolizing wealth and power, while also acting as a reliable store of value. Gold has always held an allure due to its stability and reputation as a safe investment, even during uncertain […]
Overcoming Barriers to Self-Directed IRA Investing
The world of investing can be a daunting one, especially for those who are new to it. Investing can be discouraging due to its complexity, risks, and a lack of knowledge with the options. Despite the potential rewards, one may still be hesitant. When investing in a self-directed IRA, barriers, and concerns can be overwhelming. […]
4 Compelling Reasons to Contribute to a Roth IRA
Contributing to a Roth IRA is a smart move that can offer several benefits, and with Tax Day here, now is the perfect time to consider contributing. No Changes to Your Tax Return Roth IRA contributions are not tax-deductible, unlike other retirement accounts, such as a traditional IRA or a Health Savings Account (HSA). That […]
How Many IRAs Can I Have?
How Many IRAs Can I Have? If you are saving for retirement, you may be considering opening more retirement accounts. Individual retirement accounts (IRAs) can be a great option if you want to contribute more to your retirement beyond your employer-sponsored plan or if you don’t have a retirement plan through your employer. While there is […]
What Are UBIT and UDFI Taxes?
If you own a self-directed IRA or you’re looking to open one, you may come across some new phrases, such as UBIT and UDFI. At Accuplan, we want you as informed as possible so you can make wise investment decisions with your self-directed IRA, which is why we’ve covered the information you need to know about these taxes below. What Are UBIT Taxes? Unrelated […]
Investing in Real Estate and Tax Liens with a Self Directed IRA
With a self-directed IRA, you can invest in alternative assets that you may not be able to with a conventional IRA. These alternative assets include real estate and tax liens. Tax lien investments through a self-directed IRA are tax-deferred, so you can diversify your portfolio and retain tax advantages. Tax liens typically require just a […]
What Is a SIMPLE IRA?
If you are looking to open a retirement account, you may be considering a SIMPLE IRA. To help you determine whether a SIMPLE IRA is right for you, we cover what it is, how it works, who may want to use it, why you may want to use it and how you can open this […]