Many people cannot start their own businesses for one reason — they lack the capital needed to buy equipment, a building, products and supplies. Inadequate funds can often deter people from creating their dream company, but if you have a retirement account like an IRA or a 401(k), you can secure needed capital. You can […]
Can You Invest in a Private Company With an IRA?
When you open an individual retirement account (IRA), you should understand the investment options available to you. Many Americans are aware that they can invest in stocks, mutual funds and bonds, but is investing in private companies possible with an IRA? If you have a retirement account, alternative assets can help diversify your retirement portfolio. Unfortunately, […]
How to Set up a Self-Directed IRA
Self-directed IRAs have been around for a long time, and their increasing popularity has grown over time, especially among those who like a lot more control of their financial future. A self-directed IRA provides diversification of assets for everyone from the average Joe to investors looking to expand beyond stocks, bonds and treasuries. Self-Directed IRA […]
What You Need to Know About IRA Annuities
An IRA annuity is an investment product that allows you to invest your IRA funds in an annuity. An annuity is a financial product that can provide you with an income stream during retirement. An IRA annuity can be a good option for those who want a guaranteed income during retirement. […]
Maximizing Retirement: Rental Property IRA Investing
As you approach retirement, diversifying your portfolio becomes crucial. One avenue to consider is a Real Estate IRA. A Real Estate IRA is a self-directed retirement account that allows for direct investment in property. It potentially offers higher returns than traditional IRAs. However, investing in real estate through an IRA is not without its complexities. […]
What Are Futures and How to Utilize Them in Your IRA
Individual retirement accounts (IRAs) offer varying investment opportunities, one of which is futures trading. Futures are financial contracts that allow investors to speculate on the future price of an asset. They are high-risk investments, meaning investors can potentially gain or lose substantial amounts of money. It’s, therefore, advisable to learn how they work and consult a professional before […]
How to Roll Your 401(k) Into a Self-Directed IRA
Employer-sponsored 401(k) plans are a common benefit for employees to encourage long-term savings, but these plans have drawbacks. Chief among them are the options you have for the funds during employment and what you can do with them if status changes occur. When you don’t want the potential financial consequences of withdrawing funds from your plan, there is […]
What SDIRA Owners Need to Know About Trust Deed Investing
If you are an investor looking to make a relatively safe and secure real estate investment that adds diversity to your portfolio and offers a generous return on investment (ROI), trust deed investing might be for you. We are breaking down everything you need to know about this type of investment and how you can […]
SEP IRA vs. Solo 401(k)
SEP IRAs and solo 401(k)s are both retirement plans for small business owners. However, there are differences in terms of their eligibility requirements, contributions and tax benefits. Before deciding which option is best suited for your business, you’ll want to consider the pros and cons of each. This guide examines the difference between solo 401(k) […]
Private Equity Investment with Self-Directed IRAs
Can self-directed IRAs invest in private equity funds? The answer is yes, but you need to know some essential things. Combining private equity investments and self-directed IRAs provides a unique investment opportunity for individuals seeking comprehensive investment options with a high degree of control. However, there are rules. In this guide, you’ll learn about private equity investment […]
What You Need to Know About 2024 IRA Contribution Limits
Almost every year, the IRS updates the contribution limits allowed for individual retirement accounts (IRAs). As someone who contributes to an IRA, you should be aware of how much you can contribute annually. This way, you can maximize your contributions without going over the limit. In 2024, contributions increase for all IRA types. Are IRA […]
What Is an Easement and How Can I Invest in One?
Real estate is a popular investment option for investors. Some real estate includes easements that give another party the right to use a part of the property. While some property owners may see easements as a deal-breaker, they can be a great investment opportunity if you have a self-directed IRA. This article explains everything you […]