Macroeconomic Factors 🏦 Global economic conditions are heavily influencing crypto sentiment. A hawkish stance from central banks – such as recent signals of tighter U.S. monetary policy and higher-than-expected inflation – has put investors in risk-off mode (Financial Times). Interest rates matter: past crypto bull runs coincided with ultra-loose monetary policy, while rapid rate hikes can pressure crypto prices […]
As cryptocurrency continues to grow in popularity and adoption, investors must understand key metrics to make informed decisions. Two often-cited but sometimes misunderstood metrics are cryptocurrency price and market capitalization. Each provides valuable insights but serves different purposes in evaluating an asset’s potential and its market standing. What is Cryptocurrency Price? The price of a cryptocurrency represents […]
It’s beneficial to consider the various solutions you have for maximizing your retirement savings. Of course, there are traditional options like standard IRAs and 401(k)s that solely exist to help you boost your retirement savings. However, other options exist to help you cover medical costs associated with getting older while allowing you to invest and […]
When self-directed IRA investing, it’s essential to be aware of the self-directed IRA prohibited transactions. These are transactions that could disqualify the tax status of your retirement account, so it’s crucial to avoid them. This blog post will go over popular self-directed IRA prohibited transactions and what you need to know about them. […]
You can move your retirement funds from one custodian to another for various reasons, such as wanting increased control or changing employers. Whatever your motive, it’s essential to undertake the move accurately. What Is a Transfer of Assets Form? An asset transfer form enables you to rollover funds from one retirement account type to another. Depending on […]
As a self-employed individual or small business owner, you have several retirement plan options. One example is a Simplified Employee Pension Individual Retirement Account (SEP IRA). This account has unique features that can help you maximize tax savings. You can also create a self-directed SEP IRA, which lets you invest beyond traditional assets like stocks and bonds. […]
It is essential to understand the tax implications of self-directed individual retirement accounts (SDIRAs) before you start investing. The challenge is that the rules can be complex, so we have prepared this guide. SDIRAs provide many tax advantages, including tax-deferred or tax-free growth, depending on your account type. While some accounts are taxed before contributions are made, […]
Health savings accounts (HSAs) and flexible spending accounts (FSAs) have significant advantages, but their features differ. Choosing between the two options or both requires careful consideration, which can be complex. This guide breaks down the relevant factors to help you make an informed decision. Learn the rules of using HSAs and FSAs and which option […]
A bear market and high inflation rates have many people wondering if the country is heading toward another recession. Economic activity declines for several months when a recession hits, and sales, income, employment and production tend to drop. Even if the idea of a recession has you feeling on edge, now isn’t necessarily the time to put your […]
Self-directed individual retirement account (IRA) administrators empower individuals to take control of their retirement savings. But what do they do? How are they different from other providers like custodians and facilitators? This guide answers these questions and provides tips for finding the ideal partner. What Is an IRA Administrator? An IRA administrator is a company that handles the paperwork required […]
Are you looking to advance in your career? When considering possible financial implications, remember your 401(k) to minimize tax consequences. How you cash out your 401(k) after quitting depends on your account balance, future goals and your future and former employers’ retirement plan rules. It’s important to consider the 401(k) withdrawal rules, tax implications and alternative options […]
Investors today are increasingly turning to alternative assets to diversify their portfolios and enhance returns. But what are they, and how do they work? Are there any risks? If yes, how do you navigate them? This guide defines alternative investments and addresses other key considerations. At Accuplan Benefits Services, we help people integrate alternative assets […]
Get industry related news, tips, tricks and techniques for alternative investing.