Most conventional IRAs consist of traditional investment options such as stocks, mutual funds and bonds. The beauty of a self-directed IRA is that you can explore lesser-known choices like mineral rights, offshore real estate and structured settlements. The range of self-directed IRA investment options allows you to diversify your portfolio in a way that matches your financial goals. You […]
When it comes to saving for retirement, individuals have a range of options to choose from. Among the popular choices are self-directed individual retirement accounts (IRAs) and employer-sponsored 401(k) plans. Each of these retirement plans can benefit your retirement savings strategy. When you understand the differences between these plans, you can make more informed decisions […]
The world of investing can be a daunting one, especially for those who are new to it. Investing can be discouraging due to its complexity, risks, and a lack of knowledge with the options. Despite the potential rewards, one may still be hesitant. When investing in a self-directed IRA, barriers, and concerns can be overwhelming. […]
How Many IRAs Can I Have? If you are saving for retirement, you may be considering opening more retirement accounts. Individual retirement accounts (IRAs) can be a great option if you want to contribute more to your retirement beyond your employer-sponsored plan or if you don’t have a retirement plan through your employer. While there is […]
If you own a self-directed IRA or you’re looking to open one, you may come across some new phrases, such as UBIT and UDFI. At Accuplan, we want you as informed as possible so you can make wise investment decisions with your self-directed IRA, which is why we’ve covered the information you need to know about these taxes below. What Are UBIT Taxes? Unrelated […]
With a self-directed IRA, you can invest in alternative assets that you may not be able to with a conventional IRA. These alternative assets include real estate and tax liens. Tax lien investments through a self-directed IRA are tax-deferred, so you can diversify your portfolio and retain tax advantages. Tax liens typically require just a […]
You can save for a comfortable retirement by contributing to your 401(k) or IRA throughout your working life. The goal is to keep as much of your savings as possible when you reach retirement age. However, if you don’t take your required minimum distributions (RMDs), you may lose some of that money you’ve worked to […]
With an individual retirement account (IRA), you can save for your retirement while also saving on your taxes. If you are self-employed or simply looking to open another retirement account, you may want to consider a traditional or Roth IRA. Before you can decide which one is right for you, you must first understand what […]
Setting up a self-directed IRA is a great way to take control of your retirement funds by investing in assets like real estate, gold and other options. The IRS has outlined several rules regarding investing in an IRA or 401k, including the disqualified persons rule. In short, a disqualified person is anyone in a position […]
Real estate trends tend to fluctuate, especially in recent years. Trends in 2023 suggest a transitioning period with higher borrowing costs, increased cash flow and restructured capital stacks. What does real estate investment look like now as we continue navigating the new normal? Prepare for the year ahead by reviewing these current trends and top […]
One type of employer-sponsored retirement plan is a 401(k). Self-employed individuals can also open a self-directed 401(k) plan. If you have a 401(k) from a previous employer, you may be wondering what you can do with your account. What Can I Do With My 401(k) Plan From a Previous Employer? You have a few options […]
By investing with your self-directed IRA, you are continuously growing your retirement funds and setting yourself up for future financial freedom. But what if you could go beyond your portfolio’s traditional investments and try something new? Through alternative assets, you can broaden your investing horizons to enjoy an array of benefits. What Are Alternative Assets? […]