Saving money isn’t easy. If you’re trying to save money for retirement — and for your child’s college tuition — at the same time, you know just how difficult it can be. Fortunately, with proper financial planning, you should be able to comfortably accomplish both goals. Funding Your Retirement If you’re like many individuals, you […]
Category: Retirement
Getting Started: What’s Taxable in Retirement and What’s Not?
Here are tips for minimizing taxes in retirement. The first step to minimizing your taxes in retirement is knowing what is taxable and what is not. You can then take steps to avoid or limit taxes on your investments. Here is how the IRS treats the most common sources of retirement funding. It is impossible […]
What Happens to Your Unused Retirement Account Contributions?
Do you know what happened to that money you contributed to your employer’s 401K program? Are you worried it’s lost for good? Don’t fret, we’ve got you covered on what happens to your unused retirement money. Did you quit? If you have more than $5,000 invested in your 401K, most plans allow you to leave […]
As a Small Business Owner, What Are Your Retirement Plan Options?
Being self-employed gives you a certain measure of freedom, but it definitely doesn’t give you an out on skipping on something as important as saving for retirement. There’s an argument that it makes putting money away that much more critical, because unlike an employee who might have access to a 401K, you’re on your own. […]
Make Room in Your Budget for Retirement Savings {infographic}
The fact is that a majority of Americans don’t have a regular savings account, and an even bigger majority don’t have a retirement savings account. Living on a budget can be tough, especially if you’ve had to make cuts to your spending in the past to make sure you’re living within your means. But even […]
Start Saving For Retirement Today!
You have heard it time and time again and today will be no different. We wanted this to be a bit more targeted to those in their 20’s and 30’s but it can apply to anyone regardless of your age. Start saving for retirement now!!! The fact is that most 20 or 30 year old’s […]
Investment Professionals Are Terrified Of The Future
There is a new survey out that was done by Bank of America/Merrill Lynch that shows just how leery investment professionals are with the current market. Leery is a mild term to what these investment professionals are actually feeling. A significant amount of investment professionals are simply terrified. What things are they worried about? They […]
Estate Planning Trend
Baby boomers are switching up the way they are planning their estate and how they are dealing out the inheritance from their estate. In the past trusts were liquidated and distributed to children when they were 18, 21 or even 25. But that was the past. Those currently setting up their estate or figuring out […]
Don’t Let Taxes Ruin Your Retirement
There are plenty of issues to worry about when in retirement. The best way to make sure your retirement is going to be a successful one and one that you don't have to worry about money is to make sure you have a strong retirement plan. Most retirement plans take into consideration mortgage, health care […]
Get The Best Up-To-Date Retirement Information For IRAs and 401ks
Staying current with the retirement industry can be tough and even overwhelming. We want to make sure that we supply you with the best information so that your retirement can be what you always dreamed of. Beyond the general retirement information we specifically work to give you the best information in regards to the types […]
Take Control Of Your Retirement With A Self Directed IRA
Retirement can be a scary word, idea and stage of life. Part of the reason that is can be so intimidating is that there are so many different types of retirement accounts, companies and things to be aware of. While this can very much be the case for you and your retirement you do not […]
We Aren’t Talking About Our Finances Enough
When you are at dinner with your friends what do you talk about? What about when you are home with your family what are some of the main topics you converse about? These days it seems like our conversations consist of the most recent viral video on youtube or about some headline news story that […]